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AVP, Acquisition Credit Strategy

Company: Synchrony
Location: Saint Paul
Posted on: March 16, 2023

Job Description:

Job Description: **Role Summary/Purpose:** Reporting to the VP Credit Acquisitions Strategy, the AVP Credit Acquisitions Strategy will develop, implement and monitor credit acquisitions strategies for several clients across Synchrony. We're proud to offer you choice and flexibility. You have the option to be remote, and work from home, or come into one of our offices. You may be occasionally requested to commute to our nearest office for in person engagement activities such as team meetings, training and culture events. **Essential Responsibilities:** + Develop, implement and monitor new account credit strategies that drive profitable growth while operating within the risk appetite + Create strategies that minimize both Synchrony's and the retail partners' risks, while balancing the risk-reward tradeoff + Use advanced analytics to build custom credit risk strategies, perform strategy validation, testing, implementation, and on-going monitoring of key credit metrics. + Drive enhanced strategies using champion/challenger learnings to reduce credit risk and improve customer experience + Be able to communicate effectively by articulating strategy recommendations clearly and concisely during meetings + Complete required strategy documentation and meet audit standards + Work closely with implementation team to ensure strategies are implemented correctly through pre and post implementation validation + May perform other duties and/or special projects as assigned **Qualifications/Requirements:** + Bachelor's Degree or in lieu of a degree 6+ years experience with analytics in credit or fraud in the financial services industry + 2+ years' experience with analytics in credit or fraud in the financial services industry + 1+ year experience with a data tool such as SAS, Python and/or SQL + 1+ year experience with Excel, ideally using advanced features such as pivot tables, macros, etc. **Desired Characteristics:** + MS/PhD in a quantitative field + Experience in data science or machine learning + Strong communication and collaboration skills and experience + Ability to manage several projects and perform in a fast-paced environment + Proven ability to work with data sources, data warehouses and database tools + Proven ability to successfully manage and implement projects on time & without errors + Ability to work effectively independently and within teams across functional areas **Grade/Level: 10** The salary range for this position is **65,000.00 - 130,000.00** USD Annual Salaries are adjusted according to market in CA and Metro NY and some positions are bonus eligible. **Eligibility Requirements:** + You must be 18 years or older + You must have a high school diploma or equivalent + You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process + You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act. + New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 24 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations). Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. **Our Commitment:** When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+ ( , with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions. This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. **Reasonable Accommodation Notice:** + Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment. + If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time **Job Family Group:** Credit

Keywords: Synchrony, St. Paul , AVP, Acquisition Credit Strategy, Other , Saint Paul, Minnesota

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