Outside Property Contents Claim Representative Trainee

Company: The Travelers Companies, Inc.
Location: Saint Paul
Posted on: August 5, 2022

Job Description:

Who Are We?Taking care of our customers, our communities and each other. That s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.Compensation OverviewThe annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.Salary Range$41,900.00 - $69,200.00Target Openings1What Is the Opportunity?This is an entry level position that requires satisfactory completion of required training to advance to Claim Professional, Outside Property content. This position is intended to develop skills for investigating, evaluating, negotiating and resolving claims on losses of lesser value and complexity. Provides quality claim handling throughout the claim life cycle (customer contacts, coverage, investigation, evaluation, reserving, negotiation and resolution) including maintaining full compliance with internal and external quality standards and state specific regulations. As part of the hiring process, this position requires the completion of an online pre-employment assessment. Further information regarding the assessment including an accommodation process, if needed, will be provided at such time as your candidacy is deemed appropriate for further consideration.This position is based 100% remotely and may include a combination of mobile work and/or work from your primary residence.What Will You Do?Completes required training which includes the overall instruction, exposure, and preparation for employees to progress to the next level position. It is a mix of online, virtual, classroom, and on-the-job training. The training may require travel.The on the job training includes practice and execution of the following core assignments:Handles 1st party property content claims with moderate to high severity, i.e. Major Case Unit losses.Occasionally handles 1st party property claims of moderate complexity as assigned.Completes field inspection of losses including accurate scope of contents damages, photographs, written estimates and/or computer assisted estimates.Broad scale use of innovative technologies.Investigates and evaluates all relevant facts to determine coverage, damages and liability of first party property damage claims. Secures recorded or written statements as necessary and works with proper business partners to maximize company resources for specialized investigation and evaluation.Works with and effectively manages contents vendors involved with the claim i.e. textile, electronic and contents restoration vendors.Negotiates with vendors or insured s representatives.Establishes timely and accurate claim and expense reserves.Determines appropriate settlement amount based on independent judgment, computer assisted contents estimate, estimation of actual cash value and replacement value, vendor estimate validation, appraisals, application of applicable limits and deductibles.Negotiates and conveys claim settlements within authority limits.Writes denial letters, Reservation of Rights and other complex correspondence.Properly assesses extent of damages and manages damages through proper usage of cost evaluation tools.Meets all quality standards and expectations in accordance with the Knowledge Guides.Maintains diary system, capturing all required data and documents claim file activities in accordance with established procedures.Manages file inventory to ensure timely resolution of cases.Handles files in compliance with state regulations, where applicableProvides excellent customer service to meet the needs of the insured, agent, and all other internal and external customers/business partners.Recognizes when to refer claims to Travelers Special Investigations Unit and/or Subrogation Unit.Performs administrative functions such as expense accounts, time off reporting, etc. as required.Provides multi-line assistance in response to workforce management needs; including but not limited to claim handling for Auto, Workers Compensation, General Liability and other areas of the business as needed.Actively provides mentoring and coaching to less experienced claim professionals.May attend depositions, mediations, arbitrations, pre-trials, trials and all other legal proceedings, as needed.Partners with other Property Claim professionals to provide training and to share knowledge and expertise in the adjustment and handling of contents claims.CAT Duty This position will require participation in our Catastrophe Response Program, which could include deployment away for a minimum of 16 days (includes 2 travel days) to assist our customers in other states.Must secure and maintain company credit card required.In order to perform the essential functions of this job, acquisition and maintenance of Insurance License(s) may be required to comply with state and Travelers requirements. Generally, license(s) must be obtained within three months of starting the job and obtain ongoing continuing education credits as mandated.This position requires the individual to access and inspect all areas of a dwelling or structure, which is physically demanding requiring the ability to carry, set up and climb a ladder weighing approximately 38 to 49 pounds, walk on roofs, and enter tight spaces (such as attic staircases and entries, crawl spaces, etc.). While specific territory or day-to-day responsibilities may not require an individual to climb a ladder, the incumbent must be capable of safely climbing a ladder when deploying to a catastrophe which is a requirement of the position.Perform other duties as assigned.What Will Our Ideal Candidate Have?Bachelor s Degree preferred or a minimum of two years of work OR customer service related experience preferred.Demonstrated ownership attitude and customer centric response to all assigned tasks - BasicStrong verbal and written communication skills - BasicAttention to detail ensuring accuracy - BasicAbility to work in a high volume, fast paced environment managing multiple priorities - BasicAnalytical Thinking - BasicJudgment/ Decision Making - BasicValid passport preferred.What is a Must Have?High School Diploma or GED and one year of customer service experience OR Bachelor s Degree required.Valid driver's license required.What Is in It for You?Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.Wellness Program: The Travelers wellness program is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Life Balance program provides access to professional counseling services, life coaching and other resources to support your daily life needs. Through Life Balance, you re eligible for five free counseling sessions with a licensed therapist.Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.Employment PracticesTravelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.Travelers reserves the right to fill this position at a level above or below the level included in this posting.To learn more about our comprehensive benefit programs please visit 0

Keywords: The Travelers Companies, Inc., St. Paul , Outside Property Contents Claim Representative Trainee, Other , Saint Paul, Minnesota